RCS

The RCS group is a provider of credit and financial services. They operate as an independent, financial services company in South Africa, Namibia and Botswana. Having evolved further since their inception in 1999, the RCS group now offers a diverse product range including private label cards, retail cards, personal loans and insurance. RCS has two major shareholders: The Foschini Group (55%) and Standard Bank (45%); both are listed on the Johannesburg Stock Exchange. RCS has made improving the lifestyles if people their core purpose, by offering desirable and accessible credit products. The Group prides themselves on their expertise in consumer lending, direct marketing, risk and analytics. As a credit and financial service provider, RCS promotes responsible lending and is an active supporter of the National Credit Act. They also support government’s objective to combat over-indebtedness and reckless lending.