Highly motivated and detail-oriented Credit Controller with 10+ years experience in Local and Global financial services. Exceptional knowledge of credit procedures, debt management, and collections. Proven track record in minimizing bad debts and improving cash flow through effective control strategies. Skilled in analysing financial statements and developing solutions to mitigate credit risk. Strong communication and negotiation skills in dealing with customers and resolving payments disputes efficiently. Ability to work with multi-currency ledger Completed Credit Management 1,2,3and4 with Institute of Credit Management SA