I'm an Actuary who specialises in Credit, Healthcare , Pension and Life insurance. I have more than 10 year experience in the Financial Services industry. I have worked for Bayport Financial Services creating scorecards, credit analysis and IFRS9 models. I also worked for Life healthcare providing insight to the executive and model creation for different parts of the business. Director of Fugies Zim Products. Im responsible with providing the strategy of the company to ensure its profitable, employees are satisfied and customers get vakue for money, while the company's risk are managed well.