I have been operating in financial services for the last 20+ years covering the full customer life cycle, with particular domain expertise in credit risk, collections, and analytics Over the last 10 years, I have been involved in the FinTech sector, specifically provisioning financial services to consumers and businesses - most recently having helped co-founders to start up a digital lending concern which is now 5 years old My role in these organizations over the last 10+ years has been in a commercial and strategic leadership capacity, helping shape market entry and penetration, balance sheet growth, profitability, organization culture and sustainability I make effective use of my analytical expertise to shape decision-making and business effectiveness