My background to date is base on education , i have a diploma and credit mangement degree , I have work as a credit controller , credit manager and a branch manager in the field of retail. I have 12 years experienc working in the 24 million book at JD group. I have the managerail and leadership that has been proven by hard work and dedication. I am certain that i am suitable for credit and debt management role and I can add value in your company.