Adept Credit Manager skilled at analyzing lending activities according to current regulations, standards, best practices and market conditions. Versatile, focused on applying credit policies in a clear and standardized manner. Highly driven to minimize risk while capitalizing on opportunities to accomplish business objectives in sales, customer growth and bottom line profitability. My career is focused on helping businesses that are navigating through growth. Working closely with business owners and executives, I develop a stronger and more useful understanding of the finances of their business and work to improve profitability. I enjoy a fast-paced environment and understand the demands placed on a truly involved Manager. A challenging environment within the organization will give me the opportunity to make the best use of my skills and experience moreover, whilst on the job experience has afforded me a well-rounded skill set in managing and supervising a diverse accounts receivable team I pride myself on being a results oriented, hands-on, motivated individual with progressive management experience and the ability to work independently. I am versatile and can easily adapt to change. I have gained my experience in start-up businesses and corporate with a global footprint into Rest of Africa and EMEA Regions. My know-how covers a broad spectrum in operational finance, credit assessments with solid experience in credit analytics for both set-up and implementation working cross functionally within countries, business and possess strong business and finance acumen to place credit management into overall commercial context. I have a pragmatic approach with the ability to think strategically and effectively interface with all levels of the organization and I am a strong supporter of open and honest communication to create the best chance to achieve success. My motto in life is "demonstrate every action with quality, integrity and a sense of self-pride"